Lagos, Nigeria – Guaranty Trust Holding Company Plc declared a final dividend of N11.76 per 50 kobo ordinary share for the 2025 financial year, bringing total dividends to N12.76 per share after an earlier interim payment. The total payout of N12.76 equals about $0.0092 per share using an exchange rate near N1,387 per US dollar.
Okay News reports the final dividend represents a 67 percent increase on the N7.03 final dividend paid in 2024 and, with the interim N1.00 already paid, lifts the full-year dividend 59 percent to N12.76. The final payment is subject to withholding tax and will be deducted at payment.
The group reported a pre-tax profit of N1.23 trillion for 2025, down 2.78 percent from N1.27 trillion the prior year, about $887 million at the same exchange rate. Profit after tax fell 14.94 percent to N865.7 billion, roughly $624 million, and earnings per share declined to N25.42 from N35.44.
Interest income rose to N1.6 trillion, about $1.15 billion, supported by loans and advances and investment securities. Net interest income after impairment stood near N1.19 trillion, while fees and commissions increased to N278.5 billion, about $201 million.
Operating costs rose, with personnel expenses at N101 billion and other operating expenses at N284.8 billion, which limited growth in pretax earnings. Impairment charges narrowed to N66.4 billion, roughly $48 million, improving asset quality metrics.
On the balance sheet, total assets grew to N17.7 trillion, about $12.8 billion, while total liabilities rose to N14.3 trillion, about $10.3 billion. Customer deposits made up N12.5 trillion of liabilities and equity increased to N3.4 trillion, roughly $2.45 billion.
Investors will watch how the bank converts higher interest income into sustainable profits and whether cost pressures ease. The dividend yield of 10.91 percent makes the stock attractive to income investors while the bank manages growth and margins.
