LAGOS, Nigeria — Stanbic IBTC Holdings Plc has reported a pretax profit of N551.7 billion for the 2025 financial year, an 81.62 percent increase from the N303.7 billion recorded in the previous year, according to the group’s audited financial statements released on April 20, 2026.
Okay News reports that the financial services group also declared a final dividend of N4 per ordinary share of 50 kobo, amounting to N63.6 billion, payable on May 26, 2026, bringing total dividends for the year to N6.50 per share, higher than the N5.00 paid in 2024.
The performance was driven by strong growth in both interest and non-interest income. Interest income rose 38.94 percent year-on-year to N787.05 billion, with loans and advances to customers contributing N473.2 billion and investment income accounting for N285.1 billion. Net interest income climbed to N585 billion, up 42.53 percent from N410.4 billion in 2024.
Fees and commissions revenue increased to N257.7 billion from N186.4 billion, while trading revenue rose to N76.9 billion, mainly from fixed income and foreign exchange trading. Total operating income reached N895.7 billion, up 38.48 percent year-on-year. Net impairment losses on financial assets fell sharply to N14.2 billion from N99.3 billion in the prior year.
Operating expenses rose to N329.7 billion from N243.6 billion, driven by other operating costs of N216.3 billion and staff costs of N113.4 billion. After accounting for an income tax charge of N170.9 billion, post-tax profit settled at N380.7 billion, a 69 percent increase from the previous year, with earnings per share rising to N23.68 from N13.94.
Total assets expanded to N8.6 trillion from N6.9 trillion in 2024, driven by growth in loans and advances to N3.8 trillion, cash and bank balances of N1.6 trillion, and financial investments of N1.4 trillion. Customer deposits increased to N4.3 trillion from N3 trillion, while total equity rose to N1.1 trillion from N670.6 billion.
Shares of Stanbic IBTC recorded a 36.63 percent gain in the trading week ended April 17, 2026, with year-to-date performance at 88.55 percent.
