In the ever-evolving landscape of digital banking, Nigerian banks have embraced USSD codes as a convenient way for customers to perform various financial transactions using their mobile phones.
This article explores the USSD codes for four leading Nigerian banks—GTB, FCMB, UBA, and Fidelity Bank—offering users a seamless banking experience without the need for an internet connection or a mobile app.
GTB (Guaranty Trust Bank) USSD Codes
Guaranty Trust Bank, known for its customer-centric approach, provides a range of services through the *737# USSD code. With GTB USSD codes, users can:
- Check Account Balance: Dial *737*6*1# and follow the prompts to get your account balance.
- Transfer Funds: Send money to other GT Bank accounts by dialing *737*1*Amount*Recipient’s Account Number#.
- Recharge Your Phone: Top up your mobile phone with airtime by dialing *737*Amount#.
- Bill Payments: Pay utility bills and subscriptions using *737*50*Amount*Unique Reference Number#.
- Open an Account: New to GT Bank? Dial *737*0# to open an account swiftly.
FCMB (First City Monument Bank) USSD Codes
First City Monument Bank offers a user-friendly *329# USSD code, making banking tasks accessible to all. Key services include:
- Check Account Balance: Dial *329*0# to view your account balance.
- Transfer Money: Send funds by dialing *329*Amount*Recipient’s Account Number#.
- Airtime Top-Up: Recharge your mobile phone with *329*Amount#.
- Bill Payments: Use *329*Amount*Merchant Code# to conveniently settle bills.
UBA (United Bank for Africa) USSD Codes
United Bank for Africa streamlines banking with USSD codes derived from *919#. Explore UBA’s USSD services for:
- Account Balance: Dial *919# to check your account balance instantly.
- Fund Transfer: Transfer money with ease using *919*Amount*Recipient’s Account Number#.
- Airtime Purchase: Recharge your phone by dialing *919*Amount#.
- Bill Payments: Conveniently pay bills with *919*30*Biller Code*Amount#.
Fidelity Bank USSD Codes
Fidelity Bank offers straightforward USSD services through the *770# code, simplifying various banking tasks:
- Account Balance: Dial *770*0# to retrieve your account balance.
- Transfer Money: Send funds swiftly by dialing *770*Recipient’s Account Number*Amount#.
- Airtime Recharge: Top up your phone balance with *770*Amount#.
- Bill Payments: Settle bills effortlessly with *770*Merchant Code*Amount#.
